Call reports 2022
TXN BANK — 2022
What TXN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 640,500,000 | 613,623,000 | 608,381,000 | 620,811,000 |
| Total loans | 278,353,000 | 284,884,000 | 281,030,000 | 284,546,000 |
| Allowance for loan losses | 3,878,000 | 3,971,000 | 4,042,000 | 4,128,000 |
| Securities available for sale | 276,822,000 | 275,171,000 | 266,402,000 | 269,523,000 |
| Securities held to maturity | 7,194,000 | 7,403,000 | 12,145,000 | 12,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,464,000 | 577,099,000 | 582,500,000 | 592,861,000 |
| Interest-bearing deposits | 403,295,000 | 395,563,000 | 393,243,000 | 390,603,000 |
| Noninterest-bearing deposits | 186,169,000 | 181,536,000 | 189,257,000 | 202,258,000 |
| Equity capital | 47,141,000 | 29,260,000 | 21,243,000 | 24,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,223,000 | 10,170,000 | 15,455,000 | 21,276,000 |
| Interest expense | 147,000 | 434,000 | 950,000 | 2,060,000 |
| Net interest income | 5,076,000 | 9,736,000 | 14,505,000 | 19,216,000 |
| Noninterest income | 810,000 | 1,624,000 | 2,587,000 | 5,370,000 |
| Noninterest expense | 3,662,000 | 7,807,000 | 11,668,000 | 17,435,000 |
| Provision for loan losses | 139,000 | 278,000 | 417,000 | 556,000 |
| Pretax income | 2,085,000 | 3,275,000 | 4,997,000 | 6,585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,085,000 | 3,275,000 | 4,997,000 | 6,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,044,000 | 61,918,000 | 59,458,000 | 59,862,000 |
| Total capital | 65,922,000 | 65,889,000 | 63,500,000 | 63,990,000 |
| Risk-weighted assets | 345,549,000 | 357,221,000 | 351,780,000 | 355,197,000 |