Call reports 2020
TXN BANK — 2020
What TXN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 282,070,000 | 318,775,000 | 320,973,000 | 322,123,000 |
| Total loans | 172,861,000 | 194,364,000 | 179,135,000 | 157,148,000 |
| Allowance for loan losses | 2,404,000 | 2,496,000 | 2,495,000 | 2,835,000 |
| Securities available for sale | 71,903,000 | 81,609,000 | 101,109,000 | 110,995,000 |
| Securities held to maturity | 2,134,000 | 2,015,000 | 1,834,000 | 1,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,373,000 | 290,320,000 | 291,649,000 | 292,771,000 |
| Interest-bearing deposits | 191,799,000 | 213,680,000 | 214,080,000 | 211,272,000 |
| Noninterest-bearing deposits | 62,574,000 | 76,640,000 | 77,569,000 | 81,499,000 |
| Equity capital | 26,747,000 | 27,311,000 | 27,979,000 | 28,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,984,000 | 5,674,000 | 8,402,000 | 11,018,000 |
| Interest expense | 564,000 | 1,032,000 | 1,441,000 | 1,816,000 |
| Net interest income | 2,420,000 | 4,642,000 | 6,961,000 | 9,202,000 |
| Noninterest income | 283,000 | 533,000 | 809,000 | 1,162,000 |
| Noninterest expense | 1,964,000 | 3,871,000 | 5,964,000 | 8,057,000 |
| Provision for loan losses | 600,000 | 725,000 | 725,000 | 725,000 |
| Pretax income | 139,000 | 579,000 | 1,081,000 | 1,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 579,000 | 1,081,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,026,000 | 26,169,000 | 26,585,000 | 27,086,000 |
| Total capital | 28,412,000 | 28,769,000 | 29,170,000 | 29,417,000 |
| Risk-weighted assets | 190,812,000 | 210,843,000 | 206,816,000 | 185,947,000 |