Call reports 2019
TXN BANK — 2019
What TXN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 261,716,000 | 264,993,000 | 270,387,000 | 271,716,000 |
| Total loans | 175,127,000 | 180,518,000 | 180,417,000 | 177,122,000 |
| Allowance for loan losses | 1,502,000 | 1,587,000 | 1,574,000 | 1,808,000 |
| Securities available for sale | 54,270,000 | 51,953,000 | 50,502,000 | 52,568,000 |
| Securities held to maturity | 2,789,000 | 2,623,000 | 2,417,000 | 2,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,445,000 | 236,503,000 | 240,903,000 | 244,018,000 |
| Interest-bearing deposits | 170,792,000 | 173,849,000 | 181,599,000 | 178,525,000 |
| Noninterest-bearing deposits | 63,653,000 | 62,654,000 | 59,304,000 | 65,493,000 |
| Equity capital | 26,448,000 | 27,140,000 | 28,029,000 | 27,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,920,000 | 6,011,000 | 9,136,000 | 11,949,000 |
| Interest expense | 430,000 | 924,000 | 1,463,000 | 2,026,000 |
| Net interest income | 2,490,000 | 5,087,000 | 7,673,000 | 9,923,000 |
| Noninterest income | 277,000 | 560,000 | 861,000 | 1,157,000 |
| Noninterest expense | 1,832,000 | 3,769,000 | 5,703,000 | 8,088,000 |
| Provision for loan losses | 50,000 | 150,000 | 150,000 | 1,287,000 |
| Pretax income | 885,000 | 1,728,000 | 2,681,000 | 1,705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 885,000 | 1,728,000 | 2,681,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,464,000 | 26,954,000 | 27,704,000 | 26,668,000 |
| Total capital | 28,070,000 | 28,645,000 | 29,382,000 | 28,580,000 |
| Risk-weighted assets | 188,399,000 | 193,836,000 | 194,150,000 | 191,700,000 |