Call reports 2018
TXN BANK — 2018
What TXN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 249,913,000 | 246,494,000 | 249,379,000 | 257,425,000 |
| Total loans | 156,124,000 | 161,805,000 | 166,735,000 | 171,109,000 |
| Allowance for loan losses | 1,425,000 | 1,530,000 | 1,531,000 | 1,435,000 |
| Securities available for sale | 65,135,000 | 63,763,000 | 56,708,000 | 55,634,000 |
| Securities held to maturity | 3,484,000 | 3,301,000 | 3,097,000 | 2,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,164,000 | 220,747,000 | 223,088,000 | 230,806,000 |
| Interest-bearing deposits | 164,013,000 | 157,486,000 | 163,300,000 | 168,709,000 |
| Noninterest-bearing deposits | 61,151,000 | 63,261,000 | 59,788,000 | 62,097,000 |
| Equity capital | 24,056,000 | 24,521,000 | 25,019,000 | 25,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,499,000 | 5,121,000 | 7,808,000 | 10,644,000 |
| Interest expense | 267,000 | 613,000 | 981,000 | 1,408,000 |
| Net interest income | 2,232,000 | 4,508,000 | 6,827,000 | 9,236,000 |
| Noninterest income | 283,000 | 545,000 | 822,000 | 1,117,000 |
| Noninterest expense | 1,607,000 | 3,223,000 | 4,951,000 | 6,500,000 |
| Provision for loan losses | 50,000 | 170,000 | 200,000 | 380,000 |
| Pretax income | 858,000 | 1,660,000 | 2,498,000 | 3,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 858,000 | 1,660,000 | 2,498,000 | 3,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,483,000 | 24,963,000 | 25,620,000 | 26,362,000 |
| Total capital | 26,012,000 | 26,597,000 | 27,255,000 | 27,901,000 |
| Risk-weighted assets | 174,512,000 | 177,882,000 | 181,459,000 | 187,492,000 |