Call reports 2016
TXN BANK — 2016
What TXN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 235,228,000 | 239,559,000 | 244,624,000 | 242,592,000 |
| Total loans | 126,876,000 | 129,324,000 | 128,046,000 | 143,885,000 |
| Allowance for loan losses | 1,075,000 | 1,205,000 | 1,186,000 | 1,253,000 |
| Securities available for sale | 74,287,000 | 70,682,000 | 68,518,000 | 79,238,000 |
| Securities held to maturity | 21,862,000 | 12,719,000 | 4,915,000 | 4,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,892,000 | 215,009,000 | 219,356,000 | 218,032,000 |
| Interest-bearing deposits | 157,923,000 | 157,378,000 | 161,321,000 | 163,811,000 |
| Noninterest-bearing deposits | 52,969,000 | 57,631,000 | 58,035,000 | 54,221,000 |
| Equity capital | 23,514,000 | 23,742,000 | 24,268,000 | 22,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,228,000 | 4,396,000 | 6,597,000 | 8,759,000 |
| Interest expense | 224,000 | 443,000 | 663,000 | 887,000 |
| Net interest income | 2,004,000 | 3,953,000 | 5,934,000 | 7,872,000 |
| Noninterest income | 277,000 | 581,000 | 899,000 | 1,229,000 |
| Noninterest expense | 1,478,000 | 2,954,000 | 4,487,000 | 5,990,000 |
| Provision for loan losses | 0 | 160,000 | 160,000 | 240,000 |
| Pretax income | 803,000 | 1,420,000 | 2,186,000 | 3,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 803,000 | 1,420,000 | 2,186,000 | 3,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,213,000 | 22,288,000 | 22,708,000 | 23,168,000 |
| Total capital | 23,288,000 | 23,493,000 | 23,894,000 | 24,421,000 |
| Risk-weighted assets | 142,604,000 | 146,344,000 | 147,848,000 | 158,977,000 |