Call reports 2015
TXN BANK — 2015
What TXN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 270,005,000 | 258,161,000 | 235,390,000 | 242,456,000 |
| Total loans | 149,573,000 | 139,363,000 | 119,565,000 | 128,719,000 |
| Allowance for loan losses | 1,029,000 | 1,100,000 | 1,089,000 | 1,080,000 |
| Securities available for sale | 84,037,000 | 81,349,000 | 78,571,000 | 77,212,000 |
| Securities held to maturity | 22,134,000 | 21,923,000 | 21,662,000 | 22,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,322,000 | 208,472,000 | 211,380,000 | 210,727,000 |
| Interest-bearing deposits | 159,933,000 | 155,438,000 | 153,228,000 | 153,221,000 |
| Noninterest-bearing deposits | 52,389,000 | 53,034,000 | 58,152,000 | 57,506,000 |
| Equity capital | 22,065,000 | 21,846,000 | 22,943,000 | 23,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,343,000 | 6,594,000 | 8,791,000 |
| Interest expense | 227,000 | 469,000 | 690,000 | 913,000 |
| Net interest income | 1,830,000 | 3,874,000 | 5,904,000 | 7,878,000 |
| Noninterest income | 276,000 | 333,000 | 632,000 | 952,000 |
| Noninterest expense | 1,417,000 | 2,825,000 | 4,324,000 | 5,695,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 689,000 | 1,282,000 | 2,128,000 | 3,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 689,000 | 1,282,000 | 2,128,000 | 3,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,092,000 | 21,313,000 | 21,820,000 | 22,291,000 |
| Total capital | 22,121,000 | 22,413,000 | 22,909,000 | 23,371,000 |
| Risk-weighted assets | 149,081,000 | 133,650,000 | 138,506,000 | 140,081,000 |