Call reports 2014
TXN BANK — 2014
What TXN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 208,135,000 | 216,211,000 | 221,514,000 | 235,430,000 |
| Total loans | 100,930,000 | 99,595,000 | 99,151,000 | 103,660,000 |
| Allowance for loan losses | 935,000 | 970,000 | 1,000,000 | 1,025,000 |
| Securities available for sale | 72,722,000 | 68,382,000 | 77,100,000 | 79,218,000 |
| Securities held to maturity | 16,676,000 | 17,095,000 | 17,089,000 | 17,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,072,000 | 194,529,000 | 199,719,000 | 213,509,000 |
| Interest-bearing deposits | 140,873,000 | 138,150,000 | 148,717,000 | 157,701,000 |
| Noninterest-bearing deposits | 46,199,000 | 56,379,000 | 51,002,000 | 55,808,000 |
| Equity capital | 20,118,000 | 20,618,000 | 20,712,000 | 21,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,850,000 | 5,773,000 | 7,748,000 |
| Interest expense | 204,000 | 406,000 | 621,000 | 839,000 |
| Net interest income | 1,694,000 | 3,444,000 | 5,152,000 | 6,909,000 |
| Noninterest income | 255,000 | 695,000 | 977,000 | 1,284,000 |
| Noninterest expense | 1,368,000 | 2,792,000 | 4,193,000 | 5,487,000 |
| Provision for loan losses | 25,000 | 25,000 | 55,000 | 85,000 |
| Pretax income | 559,000 | 1,335,000 | 1,894,000 | 2,634,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 559,000 | 1,335,000 | 1,894,000 | 2,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,505,000 | 19,881,000 | 20,173,000 | 20,536,000 |
| Total capital | 20,440,000 | 20,851,000 | 21,173,000 | 21,561,000 |
| Risk-weighted assets | 116,003,000 | 116,101,000 | 116,595,000 | 122,280,000 |