Call reports 2013
TXN BANK — 2013
What TXN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 176,820,000 | 201,753,000 | 200,140,000 | 201,382,000 |
| Total loans | 106,133,000 | 112,709,000 | 97,422,000 | 94,265,000 |
| Allowance for loan losses | 1,055,000 | 1,153,000 | 1,127,000 | 962,000 |
| Securities available for sale | 47,211,000 | 58,152,000 | 69,864,000 | 73,474,000 |
| Securities held to maturity | 13,060,000 | 16,674,000 | 16,674,000 | 16,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,645,000 | 176,191,000 | 180,784,000 | 181,845,000 |
| Interest-bearing deposits | 121,509,000 | 130,893,000 | 135,006,000 | 135,720,000 |
| Noninterest-bearing deposits | 38,136,000 | 45,298,000 | 45,778,000 | 46,125,000 |
| Equity capital | 16,610,000 | 18,393,000 | 18,579,000 | 18,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,752,000 | 5,754,000 | 7,640,000 |
| Interest expense | 204,000 | 409,000 | 615,000 | 822,000 |
| Net interest income | 1,655,000 | 3,343,000 | 5,139,000 | 6,818,000 |
| Noninterest income | 250,000 | 444,000 | 807,000 | 1,036,000 |
| Noninterest expense | 1,285,000 | 2,624,000 | 4,061,000 | 5,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 620,000 | 1,163,000 | 1,885,000 | 2,385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 620,000 | 1,163,000 | 1,885,000 | 2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,555,000 | 18,329,000 | 18,910,000 | 19,088,000 |
| Total capital | 16,610,000 | 19,482,000 | 20,037,000 | 20,050,000 |
| Risk-weighted assets | 104,341,000 | 113,909,000 | 111,545,000 | 109,234,000 |