Call reports 2012
TXN BANK — 2012
What TXN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,103,000 | 163,005,000 | 170,065,000 | 183,540,000 |
| Total loans | 89,971,000 | 97,401,000 | 108,829,000 | 114,484,000 |
| Allowance for loan losses | 1,054,000 | 1,102,000 | 1,098,000 | 1,079,000 |
| Securities available for sale | 57,165,000 | 55,372,000 | 52,441,000 | 41,557,000 |
| Securities held to maturity | 60,000 | 60,000 | 60,000 | 13,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,803,000 | 142,200,000 | 149,993,000 | 157,026,000 |
| Interest-bearing deposits | 111,658,000 | 109,248,000 | 113,031,000 | 121,014,000 |
| Noninterest-bearing deposits | 31,145,000 | 32,952,000 | 36,962,000 | 36,012,000 |
| Equity capital | 14,850,000 | 15,288,000 | 16,110,000 | 16,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,465,000 | 5,276,000 | 7,182,000 |
| Interest expense | 236,000 | 450,000 | 646,000 | 859,000 |
| Net interest income | 1,510,000 | 3,015,000 | 4,630,000 | 6,323,000 |
| Noninterest income | 225,000 | 386,000 | 554,000 | 737,000 |
| Noninterest expense | 1,142,000 | 2,306,000 | 3,541,000 | 4,830,000 |
| Provision for loan losses | 99,000 | 164,000 | 164,000 | 164,000 |
| Pretax income | 494,000 | 1,086,000 | 1,634,000 | 2,455,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 494,000 | 1,086,000 | 1,634,000 | 2,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,553,000 | 13,990,000 | 14,458,000 | 14,935,000 |
| Total capital | 14,607,000 | 15,092,000 | 15,556,000 | 16,014,000 |
| Risk-weighted assets | 97,142,000 | 99,598,000 | 102,273,000 | 104,842,000 |