Call reports 2010
TXN BANK — 2010
What TXN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,037,000 | 136,554,000 | 140,946,000 | 139,410,000 |
| Total loans | 81,479,000 | 83,056,000 | 81,514,000 | 83,423,000 |
| Allowance for loan losses | 917,000 | 977,000 | 969,000 | 1,029,000 |
| Securities available for sale | 39,910,000 | 38,376,000 | 49,260,000 | 45,292,000 |
| Securities held to maturity | 60,000 | 60,000 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,859,000 | 124,959,000 | 128,093,000 | 127,200,000 |
| Interest-bearing deposits | 81,346,000 | 85,322,000 | 89,415,000 | 87,216,000 |
| Noninterest-bearing deposits | 37,513,000 | 39,637,000 | 38,678,000 | 39,984,000 |
| Equity capital | 10,631,000 | 11,002,000 | 12,235,000 | 11,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,455,000 | 5,190,000 | 6,905,000 |
| Interest expense | 468,000 | 905,000 | 1,335,000 | 1,719,000 |
| Net interest income | 1,234,000 | 2,550,000 | 3,855,000 | 5,186,000 |
| Noninterest income | 201,000 | 597,000 | 812,000 | 1,238,000 |
| Noninterest expense | 1,067,000 | 2,145,000 | 3,259,000 | 4,445,000 |
| Provision for loan losses | 0 | 107,000 | 107,000 | 204,000 |
| Pretax income | 368,000 | 895,000 | 1,301,000 | 1,775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 549,000 | 955,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,665,000 | 10,322,000 | 11,205,000 | 11,643,000 |
| Total capital | 10,582,000 | 11,299,000 | 12,174,000 | 12,672,000 |
| Risk-weighted assets | 86,803,000 | 89,593,000 | 89,617,000 | 91,215,000 |