Call reports 2009
TXN BANK — 2009
What TXN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,967,000 | 115,754,000 | 119,294,000 | 123,540,000 |
| Total loans | 77,738,000 | 77,050,000 | 78,043,000 | 79,294,000 |
| Allowance for loan losses | 778,000 | 756,000 | 765,000 | 925,000 |
| Securities available for sale | 25,548,000 | 31,050,000 | 31,205,000 | 32,257,000 |
| Securities held to maturity | 60,000 | 60,000 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,209,000 | 103,886,000 | 108,185,000 | 112,538,000 |
| Interest-bearing deposits | 85,442,000 | 70,422,000 | 75,294,000 | 75,214,000 |
| Noninterest-bearing deposits | 17,767,000 | 33,464,000 | 32,891,000 | 37,324,000 |
| Equity capital | 9,142,000 | 9,288,000 | 10,106,000 | 10,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,373,000 | 5,092,000 | 6,796,000 |
| Interest expense | 574,000 | 1,123,000 | 1,622,000 | 2,103,000 |
| Net interest income | 1,104,000 | 2,250,000 | 3,470,000 | 4,693,000 |
| Noninterest income | 203,000 | 376,000 | 586,000 | 927,000 |
| Noninterest expense | 935,000 | 1,927,000 | 2,925,000 | 4,015,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 246,000 |
| Pretax income | 357,000 | 669,000 | 1,086,000 | 1,359,000 |
| Income tax | 58,000 | 129,000 | 216,000 | 274,000 |
| Net income | 299,000 | 540,000 | 870,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,898,000 | 9,203,000 | 9,533,000 | 9,748,000 |
| Total capital | 9,676,000 | 9,959,000 | 10,298,000 | 10,673,000 |
| Risk-weighted assets | 82,252,000 | 81,205,000 | 81,122,000 | 84,735,000 |