Call reports 2008
TXN BANK — 2008
What TXN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 105,425,000 | 107,455,000 | 109,490,000 | 109,875,000 |
| Total loans | 71,265,000 | 75,487,000 | 74,917,000 | 76,440,000 |
| Allowance for loan losses | 856,000 | 854,000 | 855,000 | 815,000 |
| Securities available for sale | 23,402,000 | 21,992,000 | 26,171,000 | 26,075,000 |
| Securities held to maturity | 0 | 0 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,941,000 | 98,901,000 | 100,616,000 | 96,625,000 |
| Interest-bearing deposits | 78,139,000 | 79,071,000 | 80,249,000 | 78,665,000 |
| Noninterest-bearing deposits | 18,802,000 | 19,830,000 | 20,367,000 | 17,960,000 |
| Equity capital | 7,842,000 | 7,999,000 | 8,333,000 | 8,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,385,000 | 5,110,000 | 6,843,000 |
| Interest expense | 731,000 | 1,396,000 | 2,041,000 | 2,628,000 |
| Net interest income | 1,003,000 | 1,989,000 | 3,069,000 | 4,215,000 |
| Noninterest income | 196,000 | 439,000 | 652,000 | 846,000 |
| Noninterest expense | 830,000 | 1,700,000 | 2,568,000 | 3,516,000 |
| Provision for loan losses | 33,000 | 33,000 | 33,000 | 3,000 |
| Pretax income | 336,000 | 695,000 | 1,121,000 | 1,543,000 |
| Income tax | 80,000 | 171,000 | 283,000 | 356,000 |
| Net income | 256,000 | 524,000 | 838,000 | 1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,757,000 | 8,024,000 | 8,338,000 | 8,688,000 |
| Total capital | 8,613,000 | 8,878,000 | 9,193,000 | 9,503,000 |
| Risk-weighted assets | 76,815,000 | 77,419,000 | 77,437,000 | 80,446,000 |