Call reports 2007
TXN BANK — 2007
What TXN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 98,457,000 | 104,223,000 | 108,895,000 | 103,428,000 |
| Total loans | 65,293,000 | 67,614,000 | 68,928,000 | 71,295,000 |
| Allowance for loan losses | 749,000 | 786,000 | 777,000 | 815,000 |
| Securities available for sale | 26,615,000 | 26,070,000 | 31,300,000 | 24,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,368,000 | 96,819,000 | 101,007,000 | 91,632,000 |
| Interest-bearing deposits | 74,567,000 | 79,046,000 | 83,428,000 | 74,653,000 |
| Noninterest-bearing deposits | 15,801,000 | 17,773,000 | 17,579,000 | 16,979,000 |
| Equity capital | 6,728,000 | 6,799,000 | 7,227,000 | 7,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,270,000 | 5,083,000 | 6,869,000 |
| Interest expense | 715,000 | 1,477,000 | 2,313,000 | 3,103,000 |
| Net interest income | 880,000 | 1,793,000 | 2,770,000 | 3,766,000 |
| Noninterest income | 197,000 | 385,000 | 580,000 | 794,000 |
| Noninterest expense | 765,000 | 1,535,000 | 2,355,000 | 3,168,000 |
| Provision for loan losses | 45,000 | 90,000 | 145,000 | 203,000 |
| Pretax income | 267,000 | 553,000 | 850,000 | 1,195,000 |
| Income tax | 58,000 | 122,000 | 185,000 | 287,000 |
| Net income | 209,000 | 431,000 | 665,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,995,000 | 7,177,000 | 7,371,000 | 7,614,000 |
| Total capital | 7,744,000 | 7,963,000 | 8,148,000 | 8,429,000 |
| Risk-weighted assets | 70,644,000 | 73,536,000 | 75,363,000 | 76,419,000 |