Call reports 2006
TXN BANK — 2006
What TXN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,237,000 | 86,697,000 | 90,368,000 | 95,326,000 |
| Total loans | 48,991,000 | 52,105,000 | 54,762,000 | 60,815,000 |
| Allowance for loan losses | 603,000 | 655,000 | 677,000 | 715,000 |
| Securities available for sale | 29,321,000 | 28,100,000 | 27,872,000 | 28,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,885,000 | 80,255,000 | 83,504,000 | 86,047,000 |
| Interest-bearing deposits | 61,447,000 | 63,121,000 | 67,409,000 | 69,916,000 |
| Noninterest-bearing deposits | 16,438,000 | 17,133,000 | 16,094,000 | 16,131,000 |
| Equity capital | 5,857,000 | 5,889,000 | 6,265,000 | 6,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,566,000 | 3,978,000 | 5,482,000 |
| Interest expense | 447,000 | 917,000 | 1,543,000 | 2,201,000 |
| Net interest income | 793,000 | 1,649,000 | 2,435,000 | 3,281,000 |
| Noninterest income | 189,000 | 389,000 | 578,000 | 759,000 |
| Noninterest expense | 663,000 | 1,352,000 | 2,062,000 | 2,803,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 237,000 |
| Pretax income | 274,000 | 596,000 | 816,000 | 1,000,000 |
| Income tax | 69,000 | 153,000 | 202,000 | 177,000 |
| Net income | 205,000 | 443,000 | 614,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,281,000 | 6,519,000 | 6,677,000 | 6,828,000 |
| Total capital | 6,884,000 | 7,174,000 | 7,354,000 | 7,543,000 |
| Risk-weighted assets | 54,955,000 | 59,010,000 | 61,552,000 | 66,181,000 |