Call reports 2005
TXN BANK — 2005
What TXN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 75,236,000 | 77,704,000 | 84,042,000 | 85,034,000 |
| Total loans | 40,631,000 | 43,279,000 | 44,783,000 | 47,297,000 |
| Allowance for loan losses | 521,000 | 562,000 | 482,000 | 549,000 |
| Securities available for sale | 26,467,000 | 28,056,000 | 29,851,000 | 30,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,553,000 | 71,718,000 | 77,834,000 | 77,768,000 |
| Interest-bearing deposits | 57,180,000 | 58,108,000 | 61,104,000 | 62,530,000 |
| Noninterest-bearing deposits | 12,374,000 | 13,611,000 | 16,731,000 | 15,238,000 |
| Equity capital | 5,268,000 | 5,464,000 | 5,569,000 | 5,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,980,000 | 3,093,000 | 4,292,000 |
| Interest expense | 276,000 | 591,000 | 955,000 | 1,359,000 |
| Net interest income | 690,000 | 1,389,000 | 2,138,000 | 2,933,000 |
| Noninterest income | 148,000 | 349,000 | 529,000 | 784,000 |
| Noninterest expense | 618,000 | 1,250,000 | 1,918,000 | 2,608,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 175,000 | 398,000 | 614,000 | 929,000 |
| Income tax | 43,000 | 93,000 | 143,000 | 128,000 |
| Net income | 142,000 | 315,000 | 481,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,516,000 | 5,629,000 | 5,795,000 | 6,101,000 |
| Total capital | 6,037,000 | 6,191,000 | 6,277,000 | 6,650,000 |
| Risk-weighted assets | 47,534,000 | 48,955,000 | 51,083,000 | 53,663,000 |