Call reports 2004
TXN BANK — 2004
What TXN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,048,000 | 67,127,000 | 68,971,000 | 72,207,000 |
| Total loans | 34,771,000 | 36,850,000 | 38,446,000 | 38,844,000 |
| Allowance for loan losses | 416,000 | 429,000 | 431,000 | 475,000 |
| Securities available for sale | 24,847,000 | 22,623,000 | 25,237,000 | 27,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,657,000 | 62,057,000 | 62,478,000 | 65,716,000 |
| Interest-bearing deposits | 50,722,000 | 50,185,000 | 50,835,000 | 54,326,000 |
| Noninterest-bearing deposits | 9,935,000 | 11,872,000 | 11,643,000 | 11,390,000 |
| Equity capital | 5,106,000 | 4,733,000 | 5,192,000 | 5,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,683,000 | 2,592,000 | 3,527,000 |
| Interest expense | 238,000 | 471,000 | 710,000 | 962,000 |
| Net interest income | 595,000 | 1,212,000 | 1,882,000 | 2,565,000 |
| Noninterest income | 124,000 | 254,000 | 413,000 | 573,000 |
| Noninterest expense | 529,000 | 1,066,000 | 1,640,000 | 2,271,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 135,000 |
| Pretax income | 160,000 | 339,000 | 560,000 | 732,000 |
| Income tax | 35,000 | 77,000 | 132,000 | 169,000 |
| Net income | 125,000 | 262,000 | 428,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,948,000 | 5,085,000 | 5,241,000 | 5,376,000 |
| Total capital | 5,364,000 | 5,514,000 | 5,672,000 | 5,851,000 |
| Risk-weighted assets | 39,525,000 | 42,571,000 | 43,419,000 | 44,883,000 |