Call reports 2003
TXN BANK — 2003
What TXN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,767,000 | 65,189,000 | 63,152,000 | 63,146,000 |
| Total loans | 29,136,000 | 31,427,000 | 33,772,000 | 35,133,000 |
| Allowance for loan losses | 383,000 | 387,000 | 418,000 | 447,000 |
| Securities available for sale | 24,056,000 | 29,038,000 | 24,814,000 | 23,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,520,000 | 58,431,000 | 57,466,000 | 58,165,000 |
| Interest-bearing deposits | 44,630,000 | 49,017,000 | 48,307,000 | 48,155,000 |
| Noninterest-bearing deposits | 7,891,000 | 9,414,000 | 9,159,000 | 10,010,000 |
| Equity capital | 4,906,000 | 4,994,000 | 4,680,000 | 4,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,581,000 | 2,366,000 | 3,209,000 |
| Interest expense | 269,000 | 542,000 | 808,000 | 1,052,000 |
| Net interest income | 512,000 | 1,039,000 | 1,558,000 | 2,157,000 |
| Noninterest income | 98,000 | 237,000 | 361,000 | 480,000 |
| Noninterest expense | 498,000 | 999,000 | 1,525,000 | 2,061,000 |
| Provision for loan losses | 10,000 | 20,000 | 50,000 | 80,000 |
| Pretax income | 117,000 | 264,000 | 344,000 | 489,000 |
| Income tax | 20,000 | 50,000 | 65,000 | 81,000 |
| Net income | 97,000 | 214,000 | 279,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,703,000 | 4,704,000 | 4,724,000 | 4,829,000 |
| Total capital | 5,086,000 | 5,091,000 | 5,142,000 | 5,276,000 |
| Risk-weighted assets | 32,609,000 | 36,183,000 | 37,993,000 | 38,930,000 |