Call reports 2002
TXN BANK — 2002
What TXN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,865,000 | 54,417,000 | 57,260,000 | 56,114,000 |
| Total loans | 24,378,000 | 26,675,000 | 26,507,000 | 28,100,000 |
| Allowance for loan losses | 329,000 | 367,000 | 374,000 | 366,000 |
| Securities available for sale | 23,584,000 | 23,811,000 | 24,921,000 | 24,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,504,000 | 49,771,000 | 52,075,000 | 50,003,000 |
| Interest-bearing deposits | 40,950,000 | 41,810,000 | 44,075,000 | 42,742,000 |
| Noninterest-bearing deposits | 7,555,000 | 7,961,000 | 8,000,000 | 7,261,000 |
| Equity capital | 4,078,000 | 4,401,000 | 4,729,000 | 4,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,671,000 | 2,502,000 | 3,246,000 |
| Interest expense | 326,000 | 627,000 | 915,000 | 1,199,000 |
| Net interest income | 493,000 | 1,044,000 | 1,587,000 | 2,047,000 |
| Noninterest income | 79,000 | 166,000 | 253,000 | 408,000 |
| Noninterest expense | 389,000 | 894,000 | 1,212,000 | 1,677,000 |
| Provision for loan losses | 45,000 | 73,000 | 79,000 | 82,000 |
| Pretax income | 155,000 | 258,000 | 664,000 | 820,000 |
| Income tax | 40,000 | 0 | 175,000 | 198,000 |
| Net income | 115,000 | 258,000 | 489,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,184,000 | 4,327,000 | 4,538,000 | 4,655,000 |
| Total capital | 4,513,000 | 4,694,000 | 4,912,000 | 5,021,000 |
| Risk-weighted assets | 26,995,000 | 29,651,000 | 31,224,000 | 31,945,000 |