Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 832,454,000 | 862,814,000 | 907,048,000 | 881,951,000 |
| Total loans | 238,775,000 | 237,495,000 | 235,588,000 | 236,324,000 |
| Allowance for loan losses | 4,415,000 | 5,134,000 | 5,211,000 | 5,240,000 |
| Securities available for sale | 442,688,000 | 440,132,000 | 457,883,000 | 478,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 10,219,000 | 10,357,000 |
| Total deposits | 772,431,000 | 798,785,000 | 838,004,000 | 807,530,000 |
| Interest-bearing deposits | 483,709,000 | 490,342,000 | 499,134,000 | 501,713,000 |
| Noninterest-bearing deposits | 288,722,000 | 308,443,000 | 338,870,000 | 305,817,000 |
| Equity capital | 57,743,000 | 61,426,000 | 66,740,000 | 72,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,628,000 | 19,557,000 | 29,687,000 | 40,126,000 |
| Interest expense | 3,118,000 | 6,292,000 | 9,561,000 | 12,554,000 |
| Net interest income | 6,510,000 | 13,265,000 | 20,126,000 | 27,572,000 |
| Noninterest income | 1,630,000 | 3,447,000 | 5,533,000 | 7,259,000 |
| Noninterest expense | 5,898,000 | 11,920,000 | 17,810,000 | 24,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,248,000 | 4,779,000 | 7,768,000 | 10,740,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,248,000 | 4,779,000 | 7,768,000 | 10,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,178,000 | 81,925,000 | 83,828,000 | 86,800,000 |
| Total capital | 84,470,000 | 86,217,000 | 88,222,000 | 91,222,000 |
| Risk-weighted assets | 343,035,000 | 342,367,000 | 350,486,000 | 352,777,000 |