Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 501,932,000 | 520,768,000 | 534,857,000 | 517,809,000 |
| Total loans | 228,502,000 | 225,839,000 | 219,956,000 | 218,905,000 |
| Allowance for loan losses | 2,791,000 | 2,862,000 | 2,931,000 | 2,753,000 |
| Securities available for sale | 217,512,000 | 221,391,000 | 240,744,000 | 236,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,148,000 | 468,590,000 | 482,873,000 | 470,493,000 |
| Interest-bearing deposits | 341,571,000 | 348,009,000 | 359,620,000 | 352,947,000 |
| Noninterest-bearing deposits | 110,577,000 | 120,581,000 | 123,253,000 | 117,546,000 |
| Equity capital | 48,952,000 | 51,148,000 | 51,060,000 | 45,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,542,000 | 12,825,000 | 17,016,000 |
| Interest expense | 286,000 | 570,000 | 864,000 | 1,161,000 |
| Net interest income | 3,957,000 | 7,972,000 | 11,961,000 | 15,855,000 |
| Noninterest income | 1,497,000 | 3,162,000 | 5,214,000 | 7,023,000 |
| Noninterest expense | 4,615,000 | 9,213,000 | 13,568,000 | 18,360,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 170,000 |
| Pretax income | 841,000 | 1,905,000 | 3,546,000 | 4,430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 841,000 | 1,905,000 | 3,546,000 | 4,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,987,000 | 46,480,000 | 47,549,000 | 48,438,000 |
| Total capital | 49,000,000 | 49,564,000 | 50,702,000 | 51,413,000 |
| Risk-weighted assets | 286,574,000 | 286,372,000 | 281,333,000 | 279,047,000 |