Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 477,872,000 | 489,132,000 | 517,130,000 | 510,184,000 |
| Total loans | 217,918,000 | 226,644,000 | 224,851,000 | 224,424,000 |
| Allowance for loan losses | 3,388,000 | 2,813,000 | 2,814,000 | 2,784,000 |
| Securities available for sale | 203,716,000 | 205,597,000 | 209,457,000 | 213,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,814,000 | 441,282,000 | 468,117,000 | 462,250,000 |
| Interest-bearing deposits | 316,268,000 | 329,635,000 | 350,987,000 | 348,528,000 |
| Noninterest-bearing deposits | 112,546,000 | 111,647,000 | 117,130,000 | 113,722,000 |
| Equity capital | 48,076,000 | 46,798,000 | 48,049,000 | 46,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,110,000 | 8,294,000 | 12,431,000 | 16,673,000 |
| Interest expense | 313,000 | 617,000 | 921,000 | 1,226,000 |
| Net interest income | 3,797,000 | 7,677,000 | 11,510,000 | 15,447,000 |
| Noninterest income | 1,221,000 | 2,655,000 | 4,215,000 | 5,773,000 |
| Noninterest expense | 4,448,000 | 8,747,000 | 13,077,000 | 17,632,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 616,000 | 1,601,000 | 2,634,000 | 3,544,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 616,000 | 1,601,000 | 2,634,000 | 3,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,993,000 | 44,905,000 | 45,368,000 | 46,283,000 |
| Total capital | 48,453,000 | 47,940,000 | 48,404,000 | 49,289,000 |
| Risk-weighted assets | 278,219,000 | 284,914,000 | 282,908,000 | 288,925,000 |