Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 479,339,000 | 476,777,000 | 503,964,000 | 490,218,000 |
| Total loans | 210,105,000 | 216,975,000 | 221,886,000 | 215,968,000 |
| Allowance for loan losses | 3,299,000 | 3,386,000 | 3,416,000 | 3,445,000 |
| Securities available for sale | 178,261,000 | 192,598,000 | 206,166,000 | 207,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,778,000 | 425,393,000 | 452,813,000 | 440,952,000 |
| Interest-bearing deposits | 326,195,000 | 310,065,000 | 328,528,000 | 326,349,000 |
| Noninterest-bearing deposits | 102,583,000 | 115,328,000 | 124,285,000 | 114,603,000 |
| Equity capital | 45,961,000 | 47,167,000 | 47,073,000 | 48,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,905,000 | 8,048,000 | 12,258,000 | 16,480,000 |
| Interest expense | 356,000 | 707,000 | 1,059,000 | 1,402,000 |
| Net interest income | 3,549,000 | 7,341,000 | 11,199,000 | 15,078,000 |
| Noninterest income | 1,249,000 | 2,745,000 | 4,193,000 | 5,489,000 |
| Noninterest expense | 4,365,000 | 8,464,000 | 12,690,000 | 16,976,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 403,000 | 1,537,000 | 2,587,000 | 3,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 1,537,000 | 2,587,000 | 3,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,377,000 | 43,972,000 | 44,528,000 | 45,312,000 |
| Total capital | 46,694,000 | 47,359,000 | 48,034,000 | 48,703,000 |
| Risk-weighted assets | 265,156,000 | 270,739,000 | 280,343,000 | 272,619,000 |