Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 434,508,000 | 447,636,000 | 513,201,000 | 482,130,000 |
| Total loans | 207,110,000 | 211,338,000 | 215,327,000 | 211,019,000 |
| Allowance for loan losses | 3,213,000 | 3,264,000 | 3,322,000 | 3,324,000 |
| Securities available for sale | 132,507,000 | 130,037,000 | 156,321,000 | 164,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,393,000 | 398,004,000 | 462,953,000 | 431,550,000 |
| Interest-bearing deposits | 293,556,000 | 293,573,000 | 336,139,000 | 324,525,000 |
| Noninterest-bearing deposits | 90,837,000 | 104,431,000 | 126,814,000 | 107,025,000 |
| Equity capital | 46,226,000 | 45,496,000 | 46,043,000 | 46,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,725,000 | 7,407,000 | 11,142,000 | 15,218,000 |
| Interest expense | 455,000 | 847,000 | 1,257,000 | 1,641,000 |
| Net interest income | 3,270,000 | 6,560,000 | 9,885,000 | 13,577,000 |
| Noninterest income | 2,085,000 | 3,919,000 | 5,795,000 | 7,328,000 |
| Noninterest expense | 4,502,000 | 8,813,000 | 13,103,000 | 17,390,000 |
| Provision for loan losses | 56,000 | 113,000 | 169,000 | 169,000 |
| Pretax income | 797,000 | 1,553,000 | 2,408,000 | 3,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 797,000 | 1,553,000 | 2,408,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,907,000 | 43,049,000 | 43,369,000 | 43,967,000 |
| Total capital | 46,022,000 | 46,201,000 | 46,615,000 | 47,214,000 |
| Risk-weighted assets | 248,910,000 | 251,838,000 | 259,422,000 | 260,249,000 |