Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 445,639,000 | 454,172,000 | 468,855,000 | 462,770,000 |
| Total loans | 221,171,000 | 212,936,000 | 206,232,000 | 204,434,000 |
| Allowance for loan losses | 3,708,000 | 3,614,000 | 3,227,000 | 3,120,000 |
| Securities available for sale | 171,309,000 | 177,302,000 | 158,123,000 | 134,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,448,000 | 399,669,000 | 413,468,000 | 406,422,000 |
| Interest-bearing deposits | 307,639,000 | 306,281,000 | 311,034,000 | 307,512,000 |
| Noninterest-bearing deposits | 83,809,000 | 93,388,000 | 102,434,000 | 98,910,000 |
| Equity capital | 45,315,000 | 45,492,000 | 46,382,000 | 46,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,391,000 | 8,722,000 | 12,897,000 | 16,875,000 |
| Interest expense | 575,000 | 1,105,000 | 1,616,000 | 2,117,000 |
| Net interest income | 3,816,000 | 7,617,000 | 11,281,000 | 14,758,000 |
| Noninterest income | 1,426,000 | 3,123,000 | 5,037,000 | 6,889,000 |
| Noninterest expense | 4,346,000 | 8,608,000 | 12,830,000 | 17,336,000 |
| Provision for loan losses | 75,000 | 150,000 | 188,000 | 225,000 |
| Pretax income | 936,000 | 2,087,000 | 3,405,000 | 4,831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 936,000 | 2,087,000 | 3,405,000 | 4,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,541,000 | 41,123,000 | 41,872,000 | 43,126,000 |
| Total capital | 43,848,000 | 44,442,000 | 45,222,000 | 46,189,000 |
| Risk-weighted assets | 263,943,000 | 264,972,000 | 267,131,000 | 244,788,000 |