Call reports 2010
FIRST BANK — 2010
What FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 437,456,000 | 448,929,000 | 474,749,000 | 459,840,000 |
| Total loans | 230,228,000 | 227,477,000 | 230,026,000 | 217,994,000 |
| Allowance for loan losses | 3,179,000 | 3,404,000 | 3,448,000 | 3,518,000 |
| Securities available for sale | 157,096,000 | 160,518,000 | 175,469,000 | 173,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,283,000 | 398,644,000 | 423,829,000 | 407,873,000 |
| Interest-bearing deposits | 331,926,000 | 334,235,000 | 352,510,000 | 345,208,000 |
| Noninterest-bearing deposits | 57,357,000 | 64,410,000 | 71,319,000 | 62,665,000 |
| Equity capital | 38,364,000 | 40,849,000 | 41,609,000 | 42,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,325,000 | 10,726,000 | 16,005,000 | 21,102,000 |
| Interest expense | 932,000 | 1,807,000 | 2,728,000 | 3,641,000 |
| Net interest income | 4,393,000 | 8,919,000 | 13,277,000 | 17,461,000 |
| Noninterest income | 1,154,000 | 3,713,000 | 4,955,000 | 6,757,000 |
| Noninterest expense | 4,288,000 | 8,595,000 | 12,804,000 | 17,364,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 750,000 |
| Pretax income | 1,159,000 | 3,712,000 | 5,080,000 | 6,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,159,000 | 3,712,000 | 5,080,000 | 6,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,911,000 | 36,923,000 | 37,256,000 | 38,732,000 |
| Total capital | 38,267,000 | 40,354,000 | 40,709,000 | 42,042,000 |
| Risk-weighted assets | 273,718,000 | 274,354,000 | 276,013,000 | 264,351,000 |