Call reports 2009
FIRST BANK — 2009
What FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 421,358,000 | 433,895,000 | 458,563,000 | 446,117,000 |
| Total loans | 234,434,000 | 232,469,000 | 232,552,000 | 229,868,000 |
| Allowance for loan losses | 2,571,000 | 2,787,000 | 2,822,000 | 2,996,000 |
| Securities available for sale | 153,666,000 | 138,200,000 | 165,518,000 | 160,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,212,000 | 391,834,000 | 413,636,000 | 398,709,000 |
| Interest-bearing deposits | 326,611,000 | 328,629,000 | 348,604,000 | 338,635,000 |
| Noninterest-bearing deposits | 51,600,000 | 63,205,000 | 65,032,000 | 60,074,000 |
| Equity capital | 32,880,000 | 34,841,000 | 38,032,000 | 37,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,876,000 | 11,623,000 | 17,343,000 | 23,047,000 |
| Interest expense | 1,322,000 | 2,567,000 | 3,717,000 | 4,756,000 |
| Net interest income | 4,554,000 | 9,056,000 | 13,626,000 | 18,291,000 |
| Noninterest income | 1,190,000 | 2,977,000 | 4,292,000 | 5,516,000 |
| Noninterest expense | 4,370,000 | 8,394,000 | 12,535,000 | 16,807,000 |
| Provision for loan losses | 150,000 | 375,000 | 750,000 | 975,000 |
| Pretax income | 1,351,000 | 3,479,000 | 4,848,000 | 6,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,351,000 | 3,479,000 | 4,848,000 | 6,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,417,000 | 32,976,000 | 33,607,000 | 34,917,000 |
| Total capital | 34,105,000 | 35,895,000 | 36,576,000 | 38,075,000 |
| Risk-weighted assets | 282,440,000 | 278,820,000 | 273,004,000 | 272,717,000 |