Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 364,001,000 | 378,040,000 | 403,313,000 | 407,447,000 |
| Total loans | 194,517,000 | 199,672,000 | 209,704,000 | 213,115,000 |
| Allowance for loan losses | 2,196,000 | 2,221,000 | 2,299,000 | 2,317,000 |
| Securities available for sale | 136,217,000 | 142,520,000 | 155,228,000 | 159,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,390,000 | 343,408,000 | 372,364,000 | 369,020,000 |
| Interest-bearing deposits | 288,789,000 | 291,916,000 | 309,665,000 | 315,340,000 |
| Noninterest-bearing deposits | 43,601,000 | 51,492,000 | 62,699,000 | 53,680,000 |
| Equity capital | 26,540,000 | 25,067,000 | 27,311,000 | 29,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,769,000 | 11,791,000 | 18,037,000 | 24,411,000 |
| Interest expense | 2,547,000 | 5,279,000 | 7,994,000 | 10,567,000 |
| Net interest income | 3,222,000 | 6,512,000 | 10,043,000 | 13,844,000 |
| Noninterest income | 730,000 | 1,582,000 | 2,554,000 | 3,255,000 |
| Noninterest expense | 3,226,000 | 6,487,000 | 9,710,000 | 13,249,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 300,000 |
| Pretax income | 636,000 | 1,427,000 | 2,617,000 | 3,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 636,000 | 1,427,000 | 2,617,000 | 3,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,236,000 | 27,151,000 | 27,903,000 | 28,835,000 |
| Total capital | 29,466,000 | 29,415,000 | 30,242,000 | 31,174,000 |
| Risk-weighted assets | 242,862,000 | 256,166,000 | 272,219,000 | 272,258,000 |