Call reports 2006
FIRST BANK — 2006
What FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 334,316,000 | 351,984,000 | 379,482,000 | 374,668,000 |
| Total loans | 170,854,000 | 184,623,000 | 193,776,000 | 191,561,000 |
| Allowance for loan losses | 2,040,000 | 2,137,000 | 2,243,000 | 2,146,000 |
| Securities available for sale | 130,188,000 | 131,712,000 | 139,479,000 | 137,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,008,000 | 312,799,000 | 352,674,000 | 347,256,000 |
| Interest-bearing deposits | 255,270,000 | 261,033,000 | 294,981,000 | 294,388,000 |
| Noninterest-bearing deposits | 43,738,000 | 51,766,000 | 57,693,000 | 52,868,000 |
| Equity capital | 23,180,000 | 22,441,000 | 25,248,000 | 26,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,880,000 | 10,244,000 | 15,998,000 | 21,919,000 |
| Interest expense | 1,696,000 | 3,715,000 | 5,953,000 | 8,432,000 |
| Net interest income | 3,184,000 | 6,529,000 | 10,045,000 | 13,487,000 |
| Noninterest income | 898,000 | 1,606,000 | 2,213,000 | 2,999,000 |
| Noninterest expense | 3,207,000 | 6,437,000 | 9,604,000 | 12,916,000 |
| Provision for loan losses | 80,000 | 200,000 | 320,000 | 360,000 |
| Pretax income | 754,000 | 1,457,000 | 2,293,000 | 3,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 754,000 | 1,457,000 | 2,293,000 | 3,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,465,000 | 25,731,000 | 26,129,000 | 27,039,000 |
| Total capital | 27,537,000 | 27,897,000 | 28,408,000 | 29,224,000 |
| Risk-weighted assets | 221,446,000 | 238,548,000 | 251,847,000 | 243,243,000 |