Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 303,842,000 | 313,194,000 | 338,976,000 | 342,264,000 |
| Total loans | 161,991,000 | 167,863,000 | 165,363,000 | 166,220,000 |
| Allowance for loan losses | 1,653,000 | 1,749,000 | 1,876,000 | 1,973,000 |
| Securities available for sale | 103,746,000 | 105,627,000 | 123,686,000 | 139,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,364,000 | 280,860,000 | 313,772,000 | 309,098,000 |
| Interest-bearing deposits | 222,928,000 | 234,349,000 | 257,506,000 | 257,181,000 |
| Noninterest-bearing deposits | 39,436,000 | 46,511,000 | 56,266,000 | 51,917,000 |
| Equity capital | 25,422,000 | 24,776,000 | 24,462,000 | 24,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,866,000 | 8,012,000 | 12,509,000 | 17,319,000 |
| Interest expense | 873,000 | 1,872,000 | 3,012,000 | 4,446,000 |
| Net interest income | 2,993,000 | 6,140,000 | 9,497,000 | 12,873,000 |
| Noninterest income | 662,000 | 1,422,000 | 2,304,000 | 3,111,000 |
| Noninterest expense | 2,992,000 | 6,166,000 | 9,375,000 | 12,651,000 |
| Provision for loan losses | 110,000 | 260,000 | 410,000 | 500,000 |
| Pretax income | 530,000 | 1,102,000 | 1,982,000 | 2,786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 530,000 | 1,102,000 | 1,982,000 | 2,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,937,000 | 24,784,000 | 25,227,000 | 25,574,000 |
| Total capital | 27,624,000 | 26,570,000 | 27,129,000 | 27,576,000 |
| Risk-weighted assets | 209,439,000 | 211,612,000 | 217,798,000 | 220,029,000 |