Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 289,458,000 | 302,185,000 | 311,849,000 | 294,523,000 |
| Total loans | 148,272,000 | 150,050,000 | 148,354,000 | 149,716,000 |
| Allowance for loan losses | 1,740,000 | 1,630,000 | 1,632,000 | 1,548,000 |
| Securities available for sale | 92,351,000 | 113,613,000 | 112,101,000 | 105,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,738,000 | 275,997,000 | 285,062,000 | 267,464,000 |
| Interest-bearing deposits | 226,513,000 | 229,406,000 | 233,639,000 | 227,393,000 |
| Noninterest-bearing deposits | 34,225,000 | 46,591,000 | 51,423,000 | 40,070,000 |
| Equity capital | 27,551,000 | 25,605,000 | 26,285,000 | 26,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,427,000 | 6,833,000 | 10,558,000 | 14,299,000 |
| Interest expense | 705,000 | 1,382,000 | 2,123,000 | 2,900,000 |
| Net interest income | 2,722,000 | 5,451,000 | 8,435,000 | 11,399,000 |
| Noninterest income | 730,000 | 1,422,000 | 2,181,000 | 2,840,000 |
| Noninterest expense | 2,757,000 | 5,580,000 | 8,440,000 | 11,407,000 |
| Provision for loan losses | 120,000 | 240,000 | 320,000 | 380,000 |
| Pretax income | 804,000 | 1,286,000 | 2,009,000 | 2,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 804,000 | 1,286,000 | 2,009,000 | 2,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,919,000 | 25,272,000 | 25,350,000 | 26,018,000 |
| Total capital | 27,719,000 | 26,961,000 | 27,041,000 | 27,625,000 |
| Risk-weighted assets | 188,494,000 | 192,536,000 | 196,577,000 | 196,518,000 |