Call reports 2003
FIRST BANK — 2003
What FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 272,151,000 | 296,796,000 | 314,150,000 | 309,466,000 |
| Total loans | 157,345,000 | 158,269,000 | 150,836,000 | 147,573,000 |
| Allowance for loan losses | 1,665,000 | 1,561,000 | 1,679,000 | 1,726,000 |
| Securities available for sale | 77,645,000 | 79,435,000 | 95,423,000 | 91,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,019,000 | 268,417,000 | 285,890,000 | 280,550,000 |
| Interest-bearing deposits | 209,731,000 | 223,315,000 | 240,368,000 | 241,316,000 |
| Noninterest-bearing deposits | 34,288,000 | 45,103,000 | 45,522,000 | 39,234,000 |
| Equity capital | 27,451,000 | 27,605,000 | 27,719,000 | 28,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,871,000 | 7,825,000 | 11,717,000 | 15,514,000 |
| Interest expense | 828,000 | 1,603,000 | 2,296,000 | 2,973,000 |
| Net interest income | 3,043,000 | 6,222,000 | 9,421,000 | 12,541,000 |
| Noninterest income | 940,000 | 1,848,000 | 2,747,000 | 3,581,000 |
| Noninterest expense | 2,894,000 | 5,644,000 | 8,497,000 | 11,438,000 |
| Provision for loan losses | 100,000 | 200,000 | 320,000 | 440,000 |
| Pretax income | 989,000 | 2,229,000 | 3,354,000 | 4,351,000 |
| Income tax | 21,000 | 21,000 | 21,000 | 21,000 |
| Net income | 968,000 | 2,208,000 | 3,333,000 | 4,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,769,000 | 24,671,000 | 25,182,000 | 26,175,000 |
| Total capital | 26,476,000 | 26,285,000 | 26,914,000 | 27,961,000 |
| Risk-weighted assets | 187,389,000 | 191,348,000 | 197,989,000 | 195,135,000 |