Call reports 2002
FIRST BANK — 2002
What FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 269,663,000 | 278,308,000 | 300,214,000 | 288,956,000 |
| Total loans | 149,554,000 | 153,891,000 | 154,641,000 | 156,003,000 |
| Allowance for loan losses | 1,620,000 | 1,576,000 | 1,525,000 | 1,645,000 |
| Securities available for sale | 81,341,000 | 78,572,000 | 81,664,000 | 84,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,060,000 | 252,085,000 | 272,808,000 | 259,732,000 |
| Interest-bearing deposits | 215,742,000 | 216,005,000 | 234,382,000 | 223,850,000 |
| Noninterest-bearing deposits | 28,318,000 | 36,080,000 | 38,426,000 | 35,882,000 |
| Equity capital | 24,289,000 | 25,271,000 | 26,536,000 | 28,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,242,000 | 8,452,000 | 12,851,000 | 17,046,000 |
| Interest expense | 1,094,000 | 2,112,000 | 3,212,000 | 4,216,000 |
| Net interest income | 3,148,000 | 6,340,000 | 9,639,000 | 12,830,000 |
| Noninterest income | 734,000 | 1,585,000 | 2,554,000 | 3,753,000 |
| Noninterest expense | 2,721,000 | 5,305,000 | 8,127,000 | 11,129,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 465,000 |
| Pretax income | 1,061,000 | 2,420,000 | 3,716,000 | 4,989,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,061,000 | 2,420,000 | 3,716,000 | 4,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,149,000 | 23,348,000 | 24,036,000 | 25,309,000 |
| Total capital | 24,824,000 | 24,979,000 | 25,615,000 | 27,009,000 |
| Risk-weighted assets | 178,175,000 | 184,485,000 | 192,287,000 | 189,180,000 |