Call reports 2001
FIRST BANK — 2001
What FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 276,068,000 | 274,088,000 | 293,725,000 | 291,430,000 |
| Total loans | 154,445,000 | 160,174,000 | 150,222,000 | 151,366,000 |
| Allowance for loan losses | 1,476,000 | 1,510,000 | 1,686,000 | 1,757,000 |
| Securities available for sale | 100,135,000 | 85,401,000 | 94,257,000 | 94,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,329,000 | 249,943,000 | 268,011,000 | 265,184,000 |
| Interest-bearing deposits | 221,772,000 | 214,285,000 | 234,162,000 | 226,148,000 |
| Noninterest-bearing deposits | 26,557,000 | 35,658,000 | 33,849,000 | 39,036,000 |
| Equity capital | 23,257,000 | 23,028,000 | 24,794,000 | 25,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,298,000 | 10,547,000 | 15,706,000 | 20,740,000 |
| Interest expense | 2,543,000 | 4,770,000 | 6,720,000 | 8,205,000 |
| Net interest income | 2,755,000 | 5,777,000 | 8,986,000 | 12,535,000 |
| Noninterest income | 561,000 | 1,118,000 | 1,874,000 | 2,467,000 |
| Noninterest expense | 2,263,000 | 4,679,000 | 7,143,000 | 9,838,000 |
| Provision for loan losses | 75,000 | 225,000 | 375,000 | 525,000 |
| Pretax income | 971,000 | 2,069,000 | 3,420,000 | 4,735,000 |
| Income tax | 0 | 19,000 | 29,000 | 29,000 |
| Net income | 971,000 | 2,050,000 | 3,391,000 | 4,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,395,000 | 21,366,000 | 22,183,000 | 23,423,000 |
| Total capital | 22,925,000 | 22,931,000 | 23,924,000 | 25,235,000 |
| Risk-weighted assets | 172,097,000 | 177,780,000 | 178,263,000 | 178,844,000 |