Call reports 2006
GOLDEN STATE BANK — 2006
What GOLDEN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 24,444,000 | 23,045,000 |
| Total loans | 13,031,000 | 12,303,000 |
| Allowance for loan losses | 110,000 | 100,000 |
| Securities available for sale | 9,101,000 | 8,511,000 |
| Securities held to maturity | 643,000 | 601,000 |
| Trading assets | 0 | 0 |
| Total deposits | 22,238,000 | 20,362,000 |
| Interest-bearing deposits | 3,524,000 | 18,039,000 |
| Noninterest-bearing deposits | 18,714,000 | 2,323,000 |
| Equity capital | 1,851,000 | 1,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 329,000 | 660,000 |
| Interest expense | 130,000 | 267,000 |
| Net interest income | 199,000 | 393,000 |
| Noninterest income | 19,000 | 37,000 |
| Noninterest expense | 126,000 | 251,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 92,000 | 179,000 |
| Income tax | 30,000 | 60,000 |
| Net income | 62,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 1,949,000 | 1,599,000 |
| Total capital | 2,059,000 | 1,699,000 |
| Risk-weighted assets | 15,776,000 | 15,016,000 |