Call reports 2003
GOLDEN STATE BANK — 2003
What GOLDEN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,849,000 | 24,925,000 | 24,763,000 | 24,759,000 |
| Total loans | 15,134,000 | 14,289,000 | 13,854,000 | 13,742,000 |
| Allowance for loan losses | 100,000 | 101,000 | 101,000 | 102,000 |
| Securities available for sale | 7,005,000 | 8,350,000 | 8,696,000 | 7,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,691,000 | 22,754,000 | 22,634,000 | 22,558,000 |
| Interest-bearing deposits | 19,380,000 | 20,217,000 | 20,216,000 | 19,447,000 |
| Noninterest-bearing deposits | 3,311,000 | 2,537,000 | 2,418,000 | 3,111,000 |
| Equity capital | 2,000,000 | 2,034,000 | 2,011,000 | 2,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 633,000 | 937,000 | 1,232,000 |
| Interest expense | 115,000 | 228,000 | 335,000 | 439,000 |
| Net interest income | 204,000 | 405,000 | 602,000 | 793,000 |
| Noninterest income | 21,000 | 40,000 | 58,000 | 76,000 |
| Noninterest expense | 137,000 | 275,000 | 418,000 | 540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 170,000 | 242,000 | 329,000 |
| Income tax | 27,000 | 53,000 | 76,000 | 104,000 |
| Net income | 61,000 | 117,000 | 166,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,840,000 | 1,890,000 | 1,933,000 | 1,988,000 |
| Total capital | 1,940,000 | 1,991,000 | 2,034,000 | 2,090,000 |
| Risk-weighted assets | 17,095,000 | 16,530,000 | 16,600,000 | 15,189,000 |