Call reports 2002
GOLDEN STATE BANK — 2002
What GOLDEN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,668,000 | 22,892,000 | 23,382,000 | 24,103,000 |
| Total loans | 12,402,000 | 12,809,000 | 13,710,000 | 14,138,000 |
| Allowance for loan losses | 82,000 | 88,000 | 94,000 | 100,000 |
| Securities available for sale | 8,610,000 | 8,239,000 | 7,783,000 | 6,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,390,000 | 20,912,000 | 21,232,000 | 22,001,000 |
| Interest-bearing deposits | 18,234,000 | 18,756,000 | 18,895,000 | 19,267,000 |
| Noninterest-bearing deposits | 2,156,000 | 2,156,000 | 2,337,000 | 2,734,000 |
| Equity capital | 2,178,000 | 1,838,000 | 1,960,000 | 1,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 666,000 | 1,003,000 | 1,332,000 |
| Interest expense | 163,000 | 312,000 | 462,000 | 592,000 |
| Net interest income | 175,000 | 354,000 | 541,000 | 740,000 |
| Noninterest income | 18,000 | 40,000 | 60,000 | 81,000 |
| Noninterest expense | 131,000 | 261,000 | 400,000 | 528,000 |
| Provision for loan losses | 0 | 6,000 | 12,000 | 18,000 |
| Pretax income | 62,000 | 127,000 | 189,000 | 275,000 |
| Income tax | 16,000 | 32,000 | 47,000 | 74,000 |
| Net income | 46,000 | 95,000 | 142,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,162,000 | 1,717,000 | 1,745,000 | 1,786,000 |
| Total capital | 2,244,000 | 1,805,000 | 1,839,000 | 1,886,000 |
| Risk-weighted assets | 14,594,000 | 14,853,000 | 15,608,000 | 16,119,000 |