Call reports 2001
GOLDEN STATE BANK — 2001
What GOLDEN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,422,000 | 21,922,000 | 22,420,000 | 23,185,000 |
| Total loans | 12,826,000 | 12,882,000 | 12,835,000 | 13,401,000 |
| Allowance for loan losses | 115,000 | 112,000 | 101,000 | 85,000 |
| Securities available for sale | 5,983,000 | 6,628,000 | 7,039,000 | 7,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,113,000 | 19,578,000 | 19,995,000 | 20,792,000 |
| Interest-bearing deposits | 17,641,000 | 17,661,000 | 17,800,000 | 17,972,000 |
| Noninterest-bearing deposits | 2,472,000 | 1,917,000 | 2,195,000 | 2,820,000 |
| Equity capital | 2,185,000 | 2,218,000 | 2,280,000 | 2,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 798,000 | 1,160,000 | 1,526,000 |
| Interest expense | 216,000 | 419,000 | 620,000 | 804,000 |
| Net interest income | 197,000 | 379,000 | 540,000 | 722,000 |
| Noninterest income | 8,000 | 23,000 | 39,000 | 56,000 |
| Noninterest expense | 130,000 | 267,000 | 412,000 | 547,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 10,000 |
| Pretax income | 66,000 | 126,000 | 158,000 | 221,000 |
| Income tax | 20,000 | 38,000 | 41,000 | 45,000 |
| Net income | 46,000 | 88,000 | 117,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,159,000 | 2,183,000 | 2,194,000 | 2,235,000 |
| Total capital | 2,274,000 | 2,295,000 | 2,295,000 | 2,320,000 |
| Risk-weighted assets | 14,561,000 | 14,793,000 | 14,986,000 | 15,586,000 |