Call reports 2012
BANK 1ST — 2012
What BANK 1ST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 67,355,000 | 65,169,000 | 60,525,000 |
| Total loans | 32,682,000 | 32,206,000 | 29,560,000 |
| Allowance for loan losses | 1,255,000 | 1,256,000 | 1,006,000 |
| Securities available for sale | 20,967,000 | 24,082,000 | 23,641,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 63,767,000 | 61,492,000 | 56,889,000 |
| Interest-bearing deposits | 58,806,000 | 57,285,000 | 52,640,000 |
| Noninterest-bearing deposits | 4,961,000 | 4,207,000 | 4,249,000 |
| Equity capital | 3,420,000 | 3,547,000 | 3,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 657,000 | 1,279,000 | 1,867,000 |
| Interest expense | 133,000 | 250,000 | 352,000 |
| Net interest income | 524,000 | 1,029,000 | 1,515,000 |
| Noninterest income | -15,000 | -1,000 | -17,000 |
| Noninterest expense | 592,000 | 1,177,000 | 1,754,000 |
| Provision for loan losses | 0 | 0 | 264,000 |
| Pretax income | -37,000 | 11,000 | -360,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -37,000 | 11,000 | -360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 3,532,000 | 3,579,000 | 3,208,000 |
| Total capital | 4,017,000 | 4,063,000 | 3,648,000 |
| Risk-weighted assets | 37,986,000 | 37,935,000 | 34,630,000 |