Call reports 2011
BANK 1ST — 2011
What BANK 1ST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,298,000 | 69,618,000 | 69,534,000 | 71,824,000 |
| Total loans | 41,974,000 | 40,935,000 | 35,266,000 | 34,135,000 |
| Allowance for loan losses | 1,478,000 | 1,391,000 | 1,382,000 | 1,254,000 |
| Securities available for sale | 16,280,000 | 14,170,000 | 25,619,000 | 25,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,476,000 | 65,676,000 | 65,638,000 | 68,124,000 |
| Interest-bearing deposits | 61,481,000 | 60,376,000 | 61,882,000 | 64,062,000 |
| Noninterest-bearing deposits | 4,995,000 | 5,300,000 | 3,756,000 | 4,062,000 |
| Equity capital | 3,599,000 | 3,788,000 | 3,733,000 | 3,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,531,000 | 2,272,000 | 2,954,000 |
| Interest expense | 191,000 | 363,000 | 537,000 | 692,000 |
| Net interest income | 565,000 | 1,168,000 | 1,735,000 | 2,262,000 |
| Noninterest income | 130,000 | 135,000 | 150,000 | 143,000 |
| Noninterest expense | 707,000 | 1,386,000 | 2,024,000 | 2,723,000 |
| Provision for loan losses | 15,000 | 38,000 | 48,000 | 48,000 |
| Pretax income | -27,000 | -99,000 | -101,000 | -280,000 |
| Income tax | 0 | -57,000 | -57,000 | -57,000 |
| Net income | -27,000 | -42,000 | -44,000 | -223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,765,000 | 3,750,000 | 3,748,000 | 3,569,000 |
| Total capital | 4,368,000 | 4,325,000 | 4,285,000 | 4,090,000 |
| Risk-weighted assets | 47,319,000 | 45,164,000 | 42,136,000 | 40,968,000 |