Call reports 2010
BANK 1ST — 2010
What BANK 1ST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,871,000 | 82,209,000 | 77,594,000 | 75,660,000 |
| Total loans | 48,644,000 | 48,016,000 | 44,365,000 | 43,806,000 |
| Allowance for loan losses | 1,789,000 | 2,245,000 | 1,754,000 | 1,558,000 |
| Securities available for sale | 14,948,000 | 15,758,000 | 14,210,000 | 14,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,914,000 | 77,808,000 | 73,286,000 | 71,804,000 |
| Interest-bearing deposits | 67,437,000 | 71,945,000 | 67,984,000 | 67,439,000 |
| Noninterest-bearing deposits | 6,477,000 | 5,863,000 | 5,302,000 | 4,365,000 |
| Equity capital | 4,301,000 | 4,052,000 | 3,987,000 | 3,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,784,000 | 2,646,000 | 3,459,000 |
| Interest expense | 332,000 | 626,000 | 879,000 | 1,114,000 |
| Net interest income | 587,000 | 1,158,000 | 1,767,000 | 2,345,000 |
| Noninterest income | 37,000 | 85,000 | 106,000 | 36,000 |
| Noninterest expense | 779,000 | 1,621,000 | 2,269,000 | 2,939,000 |
| Provision for loan losses | -55,000 | 206,000 | 211,000 | 232,000 |
| Pretax income | -70,000 | -543,000 | -456,000 | -624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -70,000 | -543,000 | -456,000 | -624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,346,000 | 3,872,000 | 3,959,000 | 3,792,000 |
| Total capital | 5,066,000 | 4,522,000 | 4,596,000 | 4,407,000 |
| Risk-weighted assets | 56,521,000 | 50,419,000 | 49,794,000 | 48,268,000 |