Call reports 2009
BANK 1ST — 2009
What BANK 1ST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 98,858,000 | 109,273,000 | 93,951,000 | 88,263,000 |
| Total loans | 69,670,000 | 61,133,000 | 54,777,000 | 52,770,000 |
| Allowance for loan losses | 2,502,000 | 2,209,000 | 2,051,000 | 2,340,000 |
| Securities available for sale | 17,240,000 | 17,551,000 | 20,566,000 | 18,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,040,000 | 92,526,000 | 80,096,000 | 76,972,000 |
| Interest-bearing deposits | 73,115,000 | 83,520,000 | 73,627,000 | 69,652,000 |
| Noninterest-bearing deposits | 5,925,000 | 9,006,000 | 6,469,000 | 7,320,000 |
| Equity capital | 6,375,000 | 3,280,000 | 3,505,000 | 4,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,300,000 | 3,302,000 | 4,316,000 |
| Interest expense | 607,000 | 1,181,000 | 1,693,000 | 2,129,000 |
| Net interest income | 572,000 | 1,119,000 | 1,609,000 | 2,187,000 |
| Noninterest income | 21,000 | 48,000 | 88,000 | 153,000 |
| Noninterest expense | 598,000 | 1,348,000 | 2,020,000 | 2,731,000 |
| Provision for loan losses | 455,000 | 3,249,000 | 3,125,000 | 2,105,000 |
| Pretax income | -460,000 | -3,430,000 | -3,337,000 | -2,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -460,000 | -3,430,000 | -3,337,000 | -2,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,222,000 | 3,252,000 | 3,345,000 | 4,416,000 |
| Total capital | 7,175,000 | 4,159,000 | 4,157,000 | 5,197,000 |
| Risk-weighted assets | 74,662,000 | 71,232,000 | 63,729,000 | 60,907,000 |