Call reports 2008
BANK 1ST — 2008
What BANK 1ST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,135,000 | 86,346,000 | 80,797,000 | 93,693,000 |
| Total loans | 70,563,000 | 72,982,000 | 71,618,000 | 71,330,000 |
| Allowance for loan losses | 1,063,000 | 1,005,000 | 1,294,000 | 2,116,000 |
| Securities available for sale | 7,848,000 | 7,502,000 | 6,953,000 | 6,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,286,000 | 70,558,000 | 65,034,000 | 69,411,000 |
| Interest-bearing deposits | 55,418,000 | 62,173,000 | 56,270,000 | 61,707,000 |
| Noninterest-bearing deposits | 9,868,000 | 8,385,000 | 8,764,000 | 7,705,000 |
| Equity capital | 8,324,000 | 8,241,000 | 8,199,000 | 6,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 2,826,000 | 4,239,000 | 5,502,000 |
| Interest expense | 583,000 | 1,192,000 | 1,767,000 | 2,306,000 |
| Net interest income | 829,000 | 1,634,000 | 2,472,000 | 3,196,000 |
| Noninterest income | 33,000 | 72,000 | 103,000 | 128,000 |
| Noninterest expense | 745,000 | 1,434,000 | 2,091,000 | 2,798,000 |
| Provision for loan losses | 5,000 | 12,000 | 326,000 | 1,784,000 |
| Pretax income | 112,000 | 260,000 | 158,000 | -1,258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 260,000 | 158,000 | -1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,092,000 | 8,200,000 | 8,098,000 | 6,682,000 |
| Total capital | 9,023,000 | 9,169,000 | 9,016,000 | 7,623,000 |
| Risk-weighted assets | 74,202,000 | 77,370,000 | 73,040,000 | 74,049,000 |