Call reports 2007
BANK 1ST — 2007
What BANK 1ST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,755,000 | 81,146,000 | 85,630,000 | 83,060,000 |
| Total loans | 61,872,000 | 68,985,000 | 65,800,000 | 67,191,000 |
| Allowance for loan losses | 864,000 | 875,000 | 1,022,000 | 1,041,000 |
| Securities available for sale | 1,473,000 | 8,314,000 | 7,866,000 | 7,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,306,000 | 72,812,000 | 77,239,000 | 74,422,000 |
| Interest-bearing deposits | 61,776,000 | 60,822,000 | 64,987,000 | 63,041,000 |
| Noninterest-bearing deposits | 12,530,000 | 11,990,000 | 12,252,000 | 11,381,000 |
| Equity capital | 7,893,000 | 7,826,000 | 7,800,000 | 8,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,584,000 | 3,229,000 | 4,902,000 | 6,441,000 |
| Interest expense | 674,000 | 1,359,000 | 2,076,000 | 2,733,000 |
| Net interest income | 910,000 | 1,870,000 | 2,826,000 | 3,708,000 |
| Noninterest income | 33,000 | 69,000 | 99,000 | 146,000 |
| Noninterest expense | 694,000 | 1,382,000 | 2,105,000 | 2,830,000 |
| Provision for loan losses | -7,000 | 4,000 | 151,000 | 187,000 |
| Pretax income | 256,000 | 553,000 | 669,000 | 837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 256,000 | 553,000 | 669,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,897,000 | 7,963,000 | 7,812,000 | 7,980,000 |
| Total capital | 8,740,000 | 8,848,000 | 8,702,000 | 8,875,000 |
| Risk-weighted assets | 67,314,000 | 70,685,000 | 70,963,000 | 71,295,000 |