Call reports 2002
BANK 1ST — 2002
What BANK 1ST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,920,000 | 64,043,000 | 65,321,000 | 63,646,000 |
| Total loans | 52,018,000 | 52,050,000 | 51,532,000 | 50,800,000 |
| Allowance for loan losses | 1,052,000 | 1,260,000 | 1,391,000 | 1,555,000 |
| Securities available for sale | 7,421,000 | 6,937,000 | 6,883,000 | 7,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,212,000 | 59,863,000 | 60,600,000 | 57,257,000 |
| Interest-bearing deposits | 46,517,000 | 50,820,000 | 50,518,000 | 47,576,000 |
| Noninterest-bearing deposits | 8,695,000 | 9,043,000 | 10,082,000 | 9,681,000 |
| Equity capital | 3,955,000 | 3,559,000 | 3,898,000 | 5,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,372,000 | 3,628,000 | 4,852,000 |
| Interest expense | 499,000 | 965,000 | 1,429,000 | 1,853,000 |
| Net interest income | 694,000 | 1,407,000 | 2,199,000 | 2,999,000 |
| Noninterest income | 257,000 | 530,000 | 941,000 | 1,348,000 |
| Noninterest expense | 715,000 | 1,544,000 | 2,365,000 | 3,259,000 |
| Provision for loan losses | 515,000 | 1,112,000 | 1,157,000 | 1,347,000 |
| Pretax income | -279,000 | -719,000 | -382,000 | -259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -279,000 | -719,000 | -382,000 | -259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,732,000 | 3,237,000 | 3,577,000 | 5,183,000 |
| Total capital | 4,392,000 | 3,906,000 | 4,238,000 | 5,833,000 |
| Risk-weighted assets | 52,381,000 | 52,909,000 | 52,155,000 | 51,094,000 |