Call reports 2001
BANK 1ST — 2001
What BANK 1ST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,577,000 | 59,650,000 | 60,966,000 | 61,619,000 |
| Total loans | 43,706,000 | 48,027,000 | 49,244,000 | 48,386,000 |
| Allowance for loan losses | 565,000 | 791,000 | 736,000 | 709,000 |
| Securities available for sale | 7,559,000 | 8,014,000 | 9,148,000 | 9,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,877,000 | 54,616,000 | 53,908,000 | 56,912,000 |
| Interest-bearing deposits | 42,840,000 | 46,843,000 | 46,254,000 | 48,155,000 |
| Noninterest-bearing deposits | 8,037,000 | 7,773,000 | 7,654,000 | 8,757,000 |
| Equity capital | 4,344,000 | 4,253,000 | 4,446,000 | 4,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,465,000 | 3,787,000 | 5,107,000 |
| Interest expense | 590,000 | 1,212,000 | 1,826,000 | 2,402,000 |
| Net interest income | 585,000 | 1,253,000 | 1,961,000 | 2,705,000 |
| Noninterest income | 214,000 | 417,000 | 664,000 | 953,000 |
| Noninterest expense | 649,000 | 1,406,000 | 2,191,000 | 2,973,000 |
| Provision for loan losses | 65,000 | 285,000 | 330,000 | 792,000 |
| Pretax income | 100,000 | -3,000 | 122,000 | -57,000 |
| Income tax | 36,000 | 0 | 45,000 | 0 |
| Net income | 64,000 | -3,000 | 77,000 | -57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,213,000 | 3,926,000 | 4,006,000 | 3,930,000 |
| Total capital | 4,778,000 | 4,551,000 | 4,636,000 | 4,571,000 |
| Risk-weighted assets | 47,118,000 | 49,784,000 | 50,328,000 | 51,111,000 |