Call reports 2001
TOWN BANK, THE — 2001
What TOWN BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,498,000 | 51,199,000 | 55,031,000 | 58,237,000 |
| Total loans | 24,496,000 | 29,787,000 | 32,547,000 | 37,700,000 |
| Allowance for loan losses | 207,000 | 246,000 | 288,000 | 338,000 |
| Securities available for sale | 5,261,000 | 4,017,000 | 10,179,000 | 13,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,432,000 | 44,324,000 | 48,120,000 | 51,312,000 |
| Interest-bearing deposits | 33,574,000 | 34,823,000 | 39,454,000 | 41,818,000 |
| Noninterest-bearing deposits | 6,858,000 | 9,501,000 | 8,666,000 | 9,494,000 |
| Equity capital | 6,538,000 | 6,354,000 | 6,345,000 | 6,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,545,000 | 2,342,000 | 3,140,000 |
| Interest expense | 359,000 | 720,000 | 1,088,000 | 1,436,000 |
| Net interest income | 408,000 | 825,000 | 1,254,000 | 1,704,000 |
| Noninterest income | 20,000 | 55,000 | 84,000 | 115,000 |
| Noninterest expense | 490,000 | 1,080,000 | 1,635,000 | 2,162,000 |
| Provision for loan losses | 22,000 | 61,000 | 103,000 | 153,000 |
| Pretax income | -79,000 | -256,000 | -395,000 | -491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -79,000 | -256,000 | -395,000 | -491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,527,000 | 6,361,000 | 6,221,000 | 6,125,000 |
| Total capital | 6,734,000 | 6,607,000 | 6,509,000 | 6,463,000 |
| Risk-weighted assets | 29,004,000 | 33,303,000 | 41,467,000 | 46,278,000 |