Call reports 2015
LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION — 2015
What LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,330,000 | 82,893,000 | 85,476,000 | 85,677,000 |
| Total loans | 55,627,000 | 54,809,000 | 52,044,000 | 54,069,000 |
| Allowance for loan losses | 1,181,000 | 799,000 | 906,000 | 873,000 |
| Securities available for sale | 5,078,000 | 4,751,000 | 9,160,000 | 13,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,097,000 | 69,168,000 | 71,942,000 | 71,876,000 |
| Interest-bearing deposits | 58,617,000 | 55,081,000 | 55,526,000 | 55,655,000 |
| Noninterest-bearing deposits | 14,481,000 | 14,087,000 | 16,416,000 | 16,221,000 |
| Equity capital | 5,296,000 | 9,027,000 | 9,100,000 | 8,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,629,000 | 2,483,000 | 3,299,000 |
| Interest expense | 144,000 | 280,000 | 414,000 | 544,000 |
| Net interest income | 686,000 | 1,349,000 | 2,069,000 | 2,755,000 |
| Noninterest income | 47,000 | 283,000 | 375,000 | 678,000 |
| Noninterest expense | 573,000 | 1,532,000 | 2,304,000 | 3,094,000 |
| Provision for loan losses | 0 | 184,000 | 184,000 | 184,000 |
| Pretax income | 160,000 | -84,000 | -44,000 | 155,000 |
| Income tax | 0 | 0 | 0 | 603,000 |
| Net income | 160,000 | -84,000 | -44,000 | -448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,079,000 | 8,810,000 | 8,850,000 | 8,445,000 |
| Total capital | 5,839,000 | 9,477,000 | 9,500,000 | 9,119,000 |
| Risk-weighted assets | 60,357,000 | 53,256,000 | 51,754,000 | 53,730,000 |