Call reports 2008
LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION — 2008
What LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 114,157,000 | 118,000,000 | 110,539,000 | 111,079,000 |
| Total loans | 88,800,000 | 88,814,000 | 86,785,000 | 86,904,000 |
| Allowance for loan losses | 1,186,000 | 1,112,000 | 1,045,000 | 1,164,000 |
| Securities available for sale | 5,658,000 | 6,973,000 | 7,571,000 | 7,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,586,000 | 102,441,000 | 95,102,000 | 96,078,000 |
| Interest-bearing deposits | 81,106,000 | 88,121,000 | 80,393,000 | 11,863,000 |
| Noninterest-bearing deposits | 17,480,000 | 14,320,000 | 14,709,000 | 84,215,000 |
| Equity capital | 10,037,000 | 10,070,000 | 10,031,000 | 9,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,599,000 | 5,297,000 | 6,854,000 |
| Interest expense | 866,000 | 1,648,000 | 2,366,000 | 3,007,000 |
| Net interest income | 983,000 | 1,951,000 | 2,931,000 | 3,847,000 |
| Noninterest income | 250,000 | 612,000 | 730,000 | 830,000 |
| Noninterest expense | 1,171,000 | 2,192,000 | 3,127,000 | 4,137,000 |
| Provision for loan losses | 1,212,000 | 1,122,000 | 1,248,000 | 1,373,000 |
| Pretax income | -1,150,000 | -751,000 | -716,000 | -835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,150,000 | -751,000 | -716,000 | -835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,123,000 | 10,221,000 | 10,207,000 | 10,088,000 |
| Total capital | 11,253,000 | 11,283,000 | 11,252,000 | 11,187,000 |
| Risk-weighted assets | 90,310,000 | 84,914,000 | 89,848,000 | 87,842,000 |