Call reports 2007
LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION — 2007
What LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,372,000 | 117,623,000 | 113,696,000 | 118,849,000 |
| Total loans | 89,149,000 | 88,568,000 | 90,667,000 | 92,754,000 |
| Allowance for loan losses | 956,000 | 957,000 | 910,000 | 896,000 |
| Securities available for sale | 8,414,000 | 8,419,000 | 8,353,000 | 5,971,000 |
| Securities held to maturity | 13,000 | 13,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,011,000 | 101,613,000 | 97,602,000 | 99,116,000 |
| Interest-bearing deposits | 84,948,000 | 87,877,000 | 79,062,000 | 79,045,000 |
| Noninterest-bearing deposits | 12,063,000 | 13,736,000 | 18,540,000 | 20,071,000 |
| Equity capital | 11,723,000 | 11,546,000 | 11,466,000 | 11,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,198,000 | 4,446,000 | 6,726,000 | 8,712,000 |
| Interest expense | 896,000 | 1,830,000 | 2,777,000 | 3,787,000 |
| Net interest income | 1,302,000 | 2,616,000 | 3,949,000 | 4,925,000 |
| Noninterest income | 110,000 | 248,000 | 354,000 | 442,000 |
| Noninterest expense | 1,080,000 | 2,332,000 | 3,416,000 | 4,535,000 |
| Provision for loan losses | 0 | 0 | 210,000 | 238,000 |
| Pretax income | 332,000 | 532,000 | 677,000 | 591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 332,000 | 532,000 | 677,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,711,000 | 11,564,000 | 11,508,000 | 11,273,000 |
| Total capital | 12,667,000 | 12,520,000 | 12,418,000 | 12,169,000 |
| Risk-weighted assets | 104,132,000 | 104,216,000 | 93,976,000 | 96,957,000 |