Call reports 2005
LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION — 2005
What LANDMARK COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 108,107,000 | 113,153,000 | 116,071,000 | 120,196,000 |
| Total loans | 91,977,000 | 96,097,000 | 99,963,000 | 104,237,000 |
| Allowance for loan losses | 910,000 | 969,000 | 987,000 | 1,011,000 |
| Securities available for sale | 9,616,000 | 9,470,000 | 9,122,000 | 8,704,000 |
| Securities held to maturity | 17,000 | 16,000 | 14,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,858,000 | 95,995,000 | 98,128,000 | 100,617,000 |
| Interest-bearing deposits | 80,562,000 | 83,032,000 | 83,813,000 | 84,821,000 |
| Noninterest-bearing deposits | 11,296,000 | 12,963,000 | 14,315,000 | 15,796,000 |
| Equity capital | 10,331,000 | 10,610,000 | 11,167,000 | 11,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,727,000 | 5,975,000 | 8,277,000 |
| Interest expense | 515,000 | 1,099,000 | 1,795,000 | 2,553,000 |
| Net interest income | 1,218,000 | 2,628,000 | 4,180,000 | 5,724,000 |
| Noninterest income | 130,000 | 286,000 | 512,000 | 743,000 |
| Noninterest expense | 867,000 | 1,697,000 | 2,670,000 | 3,861,000 |
| Provision for loan losses | 21,000 | 85,000 | 136,000 | 197,000 |
| Pretax income | 460,000 | 1,132,000 | 1,886,000 | 2,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 1,132,000 | 1,886,000 | 2,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,346,000 | 10,617,000 | 11,086,000 | 11,204,000 |
| Total capital | 11,256,000 | 11,586,000 | 12,072,000 | 12,215,000 |
| Risk-weighted assets | 89,048,000 | 92,468,000 | 96,323,000 | 99,742,000 |